TERMS AND CONDITIONS

Effective Date: July 22, 2024

These terms and conditions (the "Terms and Conditions") govern the use of loanintelring.com (the "Website"). This Website is owned and operated by Loan Intel Ring.

By using this Website, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times.

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY.

Intellectual Property

All content published and made available on our Website is the property of Loan Intel Ring and the Website's creators. This includes, but is not limited to images, text, logos, documents, downloadable files and anything that contributes to the composition of our Website.

Age Restrictions

The minimum age to use our Website is 13 years old. By using this Website, users agree that they are over 13 years old. We do not assume any legal responsibility for false statements about age.

Acceptable Use

As a user of our Website, you agree to use our Website legally, not to use our Website for illegal purposes, and not to:

  • • Harass or mistreat other users of our Website;
  • • Violate the rights of other users of our Website;
  • • Violate the intellectual property rights of the Website owners or any third party to the Website;
  • • Hack into the account of another user of the Website;
  • • Act in any way that could be considered fraudulent; or
  • • Post any material that may be deemed inappropriate or offensive.

If we believe you are using our Website illegally or in a manner that violates these Terms and Conditions, we reserve the right to limit, suspend or terminate your access to our Website. We also reserve the right to take any legal steps necessary to prevent you from accessing our Website.

Accounts

When you create an account on our Website, you agree to the following:

  • 1. You are solely responsible for your account and the security and privacy of your account, including passwords or sensitive information attached to that account; and
  • 2. All personal information you provide to us through your account is up to date, accurate, and truthful and that you will update your personal information if it changes.

We reserve the right to suspend or terminate your account if you are using our Website illegally or if you violate these Terms and Conditions.

Limitation of Liability

Loan Intel Ring and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Website.

Indemnity

Except where prohibited by law, by using this Website you indemnify and hold harmless Loan Intel Ring and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Website or your violation of these Terms and Conditions.

Applicable Law

These Terms and Conditions are governed by the laws of the State of Texas.

Dispute Resolution

Subject to any exceptions specified in these Terms and Conditions, if you and Loan Intel Ring are unable to resolve any dispute through informal discussion, then you and Loan Intel Ring agree to submit the issue before an arbitrator. The decision of the arbitrator will be final and binding. Any arbitrator must be a neutral party acceptable to both you and Loan Intel Ring. The costs of any arbitration will be paid by the unsuccessful party.

Notwithstanding any other provision in these Terms and Conditions, you and Loan Intel Ring agree that you both retain the right to bring an action in small claims court and to bring an action for injunctive relief or intellectual property infringement.

Severability

If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

Changes

These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Website and the way we expect users to behave on our Website. We will notify users by email of changes to these Terms and Conditions or post a notice on our Website.

Contact Details

Please contact us if you have any questions or concerns. Our contact details are as follows:

Phone: (575) 201-9511

E-mail Address: [email protected]

Mailing Address: 5900 Balcones Drive #8595; Austin, TX 78731

You can also contact us through the feedback form available on our Website.